Thursday, September 6, 2007

Dental Insurence Coming to India, corporate culture coming

For the first time, a general insurer has introduced a health insurance policy that covers all medical costs. These include visits to family physician, pharmacy bills, and even dental treatment.

ICICI Lombard has introduced this new health insurance scheme, which takes advantage of tax breaks on health insurance provided in the Union Budget. In February 2007, finance minister P Chidambaram announced a hike in the exemption limit on medical insurance premium to Rs 15,000 and Rs 20,000 for senior citizens.

ICICI Lombard has worked backward from the exemption limit to design a policy with a flat pricing structure of Rs 15,000 for non-senior citizens and Rs 20,000 for senior citizens. This is much higher than what an average policyholder pays for health insurance.

To make this cover worthwhile for policyholders, the company has decided to reimburse all kinds of medical costs, including pharmacy bills and physicians and dental treatment bills, up to an annual limit ranging between Rs 5,500 and Rs 10,000 depending on the age of the insured and the sum insured and number of individuals covered.

To promote this already Manipal group has started a new chain which is known as
www.manipalcureandcare.com and they will offer ICICI Lombard insurance benefits.

Manipal Cure & Care an initiative of Manipal Education and Medical Group (MEMG). COMPREHENSIVE SERVICES. First clinic was launched on 3 August 2007. It commenced its healthcare retail operations with the launch of its first Health and Wellness centre at the Himalaya Mall in Ahmedabad. Dr. Ramdas Pai, Group Chairman MEMG dedicated the centre to citizens of Gujarat.

Manipal Cure and Care centres are ideal for a quick health check-up, counselling or beauty care. The services are divided into three categories – Preventive, Wellness and Beauty.

On the Preventive side, Manipal Cure and Care is introducing ‘Xpress Care’ which will cater to the needs of busy professionals and walk-in customers. Xpress Care shall provide quality screening for common conditions and dispense prescriptions, with minimal turnaround time of about 45 minutes. No appointment is necessary for the Xpress care. The services include Health Checks and walk-in flexi checks like diabetic care, liver care, HIV screening, Lung care, hepa care & drug abuse666t. Women and Children can avail innovative and ultra-modern Health Checks, augmented by Well Baby and Well Woman care.

Wellness services include immunizations, antenatal care, baby care, adolescent care, eye care, hormonal management, dietary counselling and sexual health advice. Additionally, there are specialized dietary and obesity counselling.

Beauty and Cosmetology section will offer services like cosmetic dermatology, dentistry and skin piercing.

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